Premium Plan

Premium Protection Plan
What’s Included?

You can make multiple claims, up to the current market value of your vehicle, for the duration of your coverage. If you own an electric or hybrid vehicle.

Extra Benefits

* Terms apply. An excess charge may be payable by you, the policy holder for each successful claim made. This will be deducted when your claims are authorised and approved.

** On authorised and paid claims only

*** On factory fitted units only

**** Covered for the first 90 days of the policy and failed batteries only.

What’s Covered?

Air Con & Heating Ventilation Compressor & drive clutch, condenser, evaporator, expansion valve, interior fan control switch, pressure & temperature sensors and receiver/drier, interior fan motor, heater matrix, heater resistor, heater flap actuator

Cooling System Radiator & oil cooler, thermostat & housing, temperature sensor, water pump, engine cooling fan motor.

Clutch Clutch cover diaphragm, centre plate torque springs, clutch assembly, clutch fork, clutch master cylinder, slave cylinder, centre plate oil contaminations, dual clutch.

Braking System Anti-lockbraking system (ABS)pump & controlunit & sensors, calipers (not seized), drum brake self- adjusting mechanisms, handbrake control cables& linkages, master & wheel cylinders, pressure reducing & proportioning valves& vacuum pump & servo.

Drive Train Crown wheel, pinion gear, planet gears, planet carrier bearings, half shafts, drive shafts and seals, prop shafts, universal joints, haldex pumps, support bearings, constantvelocity joints, casings(if damaged by an internal component).

The following parts are protected against mechanical and electrical failure only. Any parts not specifically listed are not included in the coverage.

Casings Casings are covered provided they have been damaged as a directresult of the covered failure of a warranted part.

Electrics Alternator and freewheels, central locking solenoids & motors, window motors, sunroof motors, front & rear screen wiper motors, washer jet pumps, horn, indicator flasher relay, starter motor & relays, oil pressure switch, brake light switch.

ECUs & Computers The air conditioning, anti-lock braking system, automatic gearbox, central door locking system, fuel injection, ignition, engine management, alarm/ immobiliser, footwell module, rear axle module, steering and suspension electronic control units that were originally fitted to your vehicle when it was first manufactured are covered (upgraded or revised software and firmware, including software and firmware patches and updates, relating directly or indirectly to any components of your vehicle and any retro-fitted ECUs & computers are excluded from cover), gear shiftcontrol unit.

Engine All internally lubricated parts are covered including: Camshafts &bearings, camshaft followers & rockers (including hydraulic valve adjusters), connecting rods & bearings, crankshaft & bearings, cylinderblock, cylinder bores, liners & seals, cylinder heads, internal bushings & bearings, oil pump & drive, pistons& rings, vanos, timing gears & chain & tensioner, valves & springs & guides (burnt or pitted valves & valve seats are excluded from cover) and crankshaft pulley and cylinder head gasket, head skimming (£50 contribution), head bolts

Camshaft Drive Belts Camshaft drive belts and tensioners (subject to documented proof that the last due change of camshaft drivebelt has taken place as specified by the manufacturer’s recommended servicing schedule).

Camshaft Drive Belts Camshaft drive belts and tensioners (subject to documented proof that the last due change of camshaft drivebelt has taken place as specified by the manufacturer’s recommended servicing schedule).

Transmission Front, centre & rear differentials, front & rear axles and drive shafts, constant velocity joints & boots, crown wheels & pinions, differential gears &thrust washers, drive flanges, external drive shafts, internal bushes, bearings & shafts, internal parts of differential locking mechanisms, propeller shafts & propeller shaft couplings & centre bearings and universal joints.

Steering Column shaft &tilt mechanism &couplings, hydraulic pumps, pressure pipes, steering & idler boxes, rack & pinion assembly (including hydraulic rams & electric motors) track rods & track rod ends.

Exhaust Aftertreatment Ad Blue pump and injector, DPF regeneration/cleaning & sensor (contribution restricted to £250 and one claim per policy).

Gearboxes Automated manual gearboxes, automatic gearboxes, semi automatic/dual clutch gearboxes and actuator, four wheel drive transfer gearboxes and actuators, hybrid trans-axles, manual gearboxes and trans-axles, automatic transmission & clutches, drive chains, gear lever module, gears, hydraulic gear-shift governors & internal servos & valve blocks, internal bearings & bushes, oil pumps, selector forks, shafts, synchromesh hubs & rings & torque converter, flexible drive plate for the automatic transmission’s torque converter, solid & dual-mass flywheels (flywheels damaged by clutch friction plates are excluded from cover) and starter ring gear.

Turbocharger & Supercharger Units Including actuators

Ignition System Camshaft sensors,crankshaft sensors & ignition coils

Fuel System Air flow, air pressure, air temperature sensors & meters, fuel cut-off valves, fuel tank vent valve, fuel sender unit, fuel pressure regulators & accumulators, fuel pumps (including pre-pumps, low & high pressure pumps & injection pumps), injectors (max 2 per policy including petrol & diesel injectors), oxygen/nox/ lambda sensors, throttle body assembly and throttle

Oil Seals & Gaskets The engine crankshaft rear oil seal, the main gearbox input shaft oil seal and rocker cover gasket are all covered and other oil seals, gaskets and sealant that would necessitate the removal of the engine, a gearbox or a final drive unit to carry out repairs are all covered subject to any oil leak from them being sufficiently advanced that oil can be seen to be dripping(slight leaks causing only oil misting or staining are excluded from cover).

Suspension Upper and lower wishbones, ball joints, swivel joints, suspension arms, self-levelling pump & regulator valves & displacer, ride height sensors.

Wear and tear cover

The following are covered for wear and tear up to 110,000 miles or 10 years, which ever is sooner (inspections may be required): Piston rings, cylinder bores, valve guides, timing chain & tensioner, manual gearbox bearings, coil/air springs, clutch assembly & slave cylinder, dual clutch, fuel pump, anti-lock brake system, EGR valve, air flow meter, power steering pump, wheel bearings and shock absorbers, McPherson struts, top suspension mounts, active anti-rollbar, anti-roll bar links, catalytic converter (Up to £500 contribution).